Cosmetic Surgery and Medical Insurance
Cosmetic surgery is only available using health insurance if you need the surgery to treat a medical condition. For example a breast reduction if your breasts are causing you severe back or shoulder pains or breast implants if you have had to have a mastectomy. You can find out whether your surgery would be covered by contacting your insurer.
Finance
The following are options to finance cosmetic surgery if you are not in a position to pay outright:
- Credit Cards
- Personal Loan
- Loans designed for Cosmetic Surgery
- Cosmetic Surgery Payment Plans
- Cosmetic Surgery Finance Options
Borrowing should always be budgeted for, and carefully planned, so you know whether you can afford the repayments. Look at your income and outgoings and think about whether you could pay all your bills and debts if you fell ill or lost your job. The APR (Annual Percentage Rate of charge) takes into account not just the interest on the loan but also other charges you have to pay, for example, any arrangement fee. You can use it to compare different credit and loan offers. All lenders have to tell you what their APR is before you sign an agreement. It will vary from lender to lender.
More information about finance can be found on the following websites:
http://www.healthcentre.org.uk
http://www.moneysavingexpert.com